Four (4-Point) Point Inspection
A four-point (4-Point) inspection is an inspection specifically performed for insurance purposes. Your Insurance company will request that a 4-point inspection You will typically have to have a 4-point inspection done on your home if you are purchasing a new home owner’s policy or renewing an existing one on homes over 30 Years Old. This inspection will allow the Insurance company to determine what liability they will assume when insuring your home.
This inspection will allow the Insurance company to determine what liability they will assume when insuring your home.
NOTE: The information in a four point inspection is specific to the insurance companies questions about the four systems and it is NOT TO BE USED IN PLACE OF OR IN ADDITION TO A COMPLETE HOME INSPECTION.
The 4 major components of this inspection is:
- Electrical System
- Plumbing System
- Heating/Air Conditioning System
Your Insurance company is looking for specific information on these four systems so if you are having a home inspection performed you will not be able to use the sections within that report as a 4 point inspection.
Many of the insurance companies require four-point inspections on homes that are 30 years old or older. That being said, some insurance companies do not require four-point inspections on any homes. You will need to check with the insurance company to see if they require the four point inspection.
After checking with your Insurance company and you find out you do need a 4 point inspection just give me a call and we’ll schedule a time for me to come out and get you taken care of.